Lending · Live Demo

Loan leads calling late at night with no one to answer?
Let AI answer inquiries 24/7 and run pre-qual

Late at night, while you're meeting clients, during the weekend open-house rush — every buyer call gets answered by AI. It clarifies the loan type, collects pre-qual info, captures the customer's number, and sends the call summary straight to your phone.Answered 24/7 · Seamless English / Mandarin / Cantonese · Live in as little as 3 days · From $59/mo.

Leave your number and the AI calls you right back as “Hongyuan Lending” — exactly what a customer feels calling your loan officer after you add AflameAI.

Live demo · Hongyuan Lending

Leave your number and the AI will call you back as "Hongyuan Lending"

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By tapping "Send code" you agree to receive the one-time SMS code needed for this demo, to receive one AI demo callback after verifying, and one demo summary text afterward (reply STOP to opt out).

Every call an LO misses is loan volume walking out the door

What loan customers value most is response speed. The first LO to pick up has already won half the deal.

Late-night rate questions go unanswered

Buyers work during the day and do their real loan research after 10 PM. When they call to compare quotes from 3-4 LOs, you're off the clock — and they lock that deal with another broker in the area.

Referred leads from buyer agents slip away

Your partner Realtor hands the buyer your number directly. When the buyer calls, you're in a closing meeting or on an underwriting call with another client — and one missed referral is hundreds of thousands in loan volume gone.

Multiple weekend leads call at once

The moment an open house opens, 2-3 buyers call at the same time about pre-approval. You can only take one; the other two hit voicemail — and most people don't leave a message.

AI catches every loan inquiry for you

Not a cold recorded menu, but an AI front-desk assistant that understands, answers, and remembers clearly.

Answer inquiries, capture loan-type intent

Is the caller asking about purchase or refi? HELOC or jumbo? How much loan amount, primary residence or investment property? The AI sorts it out in one call and sends a clean lead card to your phone.

Collect pre-qual information

Credit range (700+ / 680-700 / under 680), loan amount, property type, down-payment source, self-estimated DTI — the AI gathers it by your screening rules, filters out unqualified callers, and forwards only the hot leads to you.

Handles English, Mandarin, and Cantonese

A new immigrant whose English isn't strong asking about first-time buyer programs, or a longtime client with a Toishan accent asking about a cash-out refi — the AI switches languages automatically and covers the language mix of your client base.

High-intent leads pushed to your phone instantly

When it spots a caller with strong credit, enough down payment, and a large loan amount, the call summary hits your phone the moment they hang up — so you can call back before they lock with the next broker.

What the AI won't do — we're upfront about it

Lending is an NMLS-licensed industry. The AI only handles the lawful, compliant reception steps; everything else is handed off to a licensed LO.

It won't quote a specific rate on the phone — rates move daily, even hourly, and require a lock process. The AI only gives rough, general industry ranges.

It won't do a formal pre-approval — that requires a soft credit pull and reviewing W2s, bank statements, and proof of assets, which only a licensed LO can do.

For complex scenario negotiation, rate buy-downs, bank statement loans, and other cases needing expert judgment, the AI notes the request and hands it off to your phone.

Three tiers, solo LOs start with Starter

Billed monthly, pay annually and save 2 months. The setup fee is one-time — product scripts, screening rules, and number setup all included.

Starter

$59/mo
  • Includes 120 minutes
  • Setup fee, limited time $49 (regularly $300) (one-time)

Solo LO / pilot run

Growth

Most Popular
$199/mo
  • Includes 500 minutes
  • Setup fee, limited time $149 (regularly $600) (one-time)

Steady volume / full launch

Pro

$499/mo
  • Includes 1,500 minutes
  • Setup fee, limited time $299 (regularly $1,200) (one-time)

Refi peak season / multi-LO team

Not satisfied within 14 days of going live? We reconfigure for free; if it still doesn't measure up, we refund your first month.

Details governed by the full refund policy and your order agreement.

Frequently asked questions

Is the demo a real loan officer?

No. "Hongyuan Lending" is a demo loan brokerage we built so you can experience what it feels like when a customer calls your loan officer line after AflameAI is installed. Leave your number and the AI calls you back as this sample brokerage. The rate ranges and product examples are all for demonstration.

Will the AI really never quote a wrong rate?

No. The AI only gives examples within the rough industry range you provide (for instance, common-knowledge ranges like jumbo around 7% and conforming a bit lower right now) and never commits to an actual rate for a specific customer. Any real quote is always "once your LO sees your credit and down payment, they'll give you an exact rate" — it takes the customer's number for your callback.

Will callers immediately know it's an AI?

What callers care about is whether their questions get answered and whether they can get details on the option they're interested in — not telling real from AI. We've tuned the tone, the pauses, and the response speed. Rather than wondering, just leave your number on this page, let the AI call you back, and listen to a call yourself before deciding.

How fast can it go live? Is it a hassle?

The Starter plan typically goes live in 3 business days. You tell us your core products (jumbo / conforming / bank statement loan, etc.), common customer questions, the pre-qual fields to collect, and your callback process — we handle configuration, the phone number, and testing, so you never touch the tech.

Can I use my loan company's current phone number?

In most cases we can forward your existing number to the AI system, so customers still dial your original line. It depends on your current carrier, and we'll handle it for you.

Have the AI call you first, then decide

Leave your number on this page and the AI calls you back as “Hongyuan Lending” — hear for yourself how it answers a loan call.Want one set up for your own loan team? Use the same form and a solutions advisor will reach out.

Want to talk through a plan? Reach us for a consultation

Phone

(323) 880-3888

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Registered in California · Local Los Angeles team · Business hours Mon-Fri 9:00 AM-9:00 PM PT · Email [email protected]

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